Maximize Your Wealth and Retire Early

 
 
 
 
 
 
 
 
 
 
 

debt-free lifestyle

Chasing That Debt-Free Lifestyle: $45,053 and Shrinking

By the time I got my first big-boy job four years ago, I was $170k in the hole. My first day on the job felt more like a relief than ...
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starting early with a credit card

Why You Should Be Starting Early With a Credit Card

Starting early with a credit card. It’s a piece of advice I wish someone had given me a decade ago. Writing this article today has me remembering my own high school ...
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august content roundup the best from around the web

August Roundup: Valuable Content from Around the Web

The past year of Home At 30 has seen huge growth and creation of so much valuable content. I’ve personally been on board since December. I’ve already seen our site ...
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tips for getting ahead

Working Hard Isn’t Enough to Get Ahead

If you come from a lower or middle-class background in America, you’ve probably heard someone say that the key to success in life is working hard. That’s not to say ...
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5 ways to improve your finances today

5 Ways to Improve Your Finances Today

Everybody’s busy these days, but are you really too busy to improve your finances? It’s always important educate yourself about personal finance. However, there are small things you can do today that’ll ...
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make your money work for you

Millennials Are Doing This Wrong – And It’s Costing Them Millions

As we continue to up our financial game, sometimes it helps to take a step back and observe. What are millennials doing with cash and savings today? How do our ...
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federal reserve and its effect on the economy

What is the Federal Reserve? And Why Should I Care?

Since the year 1913, a central bank known as the Federal Reserve has called the shots with economic policy. These policies have influenced markets here in the U.S. and worldwide ...
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paying attention to geopolitical risk

Why You Should Start Paying Attention to Geopolitics

What if I told you that factory production levels in China directly affect your ability to save for retirement? What if I told you that the outcome of elections in Spain ...
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social security and millenials

Millennials and Social Security – What You Need to Know

For the past 83 years, Social Security has provided people in our country with a retirement safety net. Social Security for millennials is an entirely different story, however, and one ...
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index funds and etf's over stock picking

Stop “Picking Stocks” – Why Index Funds & ETF’s Are Better

Do you believe in the concept of stock picking? Or is value investing and following the ebbs and flows of the Dow Jones a more appealing idea? The case can certainly ...
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talk about money

Why You Need to Talk About Money More Often

Believe me, I get it. In today’s world, unless you’re trying to “get the bag”, talking about money means you’re shallow, stuck up. It means you have your priorities mixed ...
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personal finance abroad, russia world cup

Reflecting on Russia: Personal Finance Tips Abroad

I recently spent a week overseas in Germany, Russia, Poland, and Iceland. The ultimate goal of the trip was attending the World Cup. Seeing England versus Columbia live was nothing ...
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How to Evaluate Your Goals in 2018

I’m not a “New Year’s resolution” kind of guy. Never have been, never will be. But I do have goals and expectations for each year. I’m a planner, a strategist ...
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This FREE Wealth Building Course Will Change Your Life

It’s not too often that something comes around that changes the way you think, feel, and act, in a positive way. That’s exactly what you get when you complete this ...
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wealth creation, millionaire by 30

Five Tips to Become a Millionaire By 30

Have you ever thought about becoming a millionaire by 30? I recently wrote a post about a MarketWatch tweet which stated you should have twice your income saved up by ...
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The Comprehensive Home Buying Guide for Millennials

Home buying can be a daunting task for anybody and it’s proved especially challenging for America’s young professionals. We’re here to change that with this home buying guide for millennials! ...
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Coming Soon to Home At 30 – Home Buying for Young Professionals

Happy Sunday everyone! As the summer kicks off we have a ton of exciting content in store for Home At 30 readers. We recently ran a promotion giving away five ...
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Think Your Student Debt is Bad? Check THIS Out

I was browsing YouTube lately when I came across a startling headline: “student owes $1 million in student loan debt.” My jaw nearly hit the floor. At first, I’m thinking ...
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saving twice your income by 35

Saving Twice Your Salary by 35 – Why It’s Not a Crazy Idea

I read a tweet a few weeks ago that caused a massive uproar amongst sensitive millennials, and felt compelled to respond. By 35, you should have twice your salary saved, ...
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crush it with these efficiency tips

Crush It at Work (and Life) with These Efficiency Tips

How can we begin to think about more effective methods of completing an everyday task? The perfectionist in me is always looking for how to be more efficient in the office ...
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smart summer budgeting

Five Tips for Smart Summer Budgeting

Home At 30 has some great resources around budgeting. Today’s post takes on a seasonal angle and shares some best practices and guidance around smart summer budgeting. I’ve compiled five ...
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woman holds dollar bills up for the camera

Adding Value, and Adding to your Bank Account, via Passive Income

“Make money while you sleep” sounds like one of those “too-good-to-be-true” advertisements you see while scrolling through Google or Yahoo. “Work 5 hours a week and live like a king” is ...
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first time home buyer guide

Best Practices for a First Time Home Buyer

A few weeks back, I was lucky enough to sit down for a great interview. I had been meaning to talk with this individual for a long time. Topics ranging ...
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America’s $1 Trillion Problem

America, we have a problem. A big problem. In 2017, American credit card debt reached its highest point since the 2008 financial crisis. How does that make you feel? Some ...
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staying sane bubble

Staying Sane in a Bubble

The past few months, we’ve witnessed one of the wildest financial markets in recent history. While the economy as a whole thrived over 2017, a new player emerged on the horizon ...
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retire early

Rethinking the Traditional Concept of Retirement

What is the first thing that pops into your mind when picturing the retirement phase of life? For me, I think of nursing homes, AARP, shuffleboard, maybe some fishing or ...
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priorities goals 2018 micro macro distractions

Focus on Your Priorities & Eliminate Distractions

The inevitable fact of New Years and the month of January is that everyone gets their resolutions together in the hope of their best year yet. Part of that process ...
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personal finance spotlight

Wise Beyond His Years: Alex Chooses Financial Freedom

Part of Home at 30’s mission is to build awareness about personal finance amongst young adults. In the Personal Finance Spotlight, the successful strategies and lessons learned will serve as ...
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books make money

The Best Wealth Building Books You Need to Read

If you want to make more money and become financially independent, you need to have a wealth of knowledge at your disposal. Whether it’s how to invest in real-estate, start ...
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student-loan-story

My Student Loan Story: Using Pressure for Progress

My student loan story escalated quickly. I should have seen it coming. I had just earned a Master of Arts in Management degree and it was the summer of ’14 ...
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Our Mission

Josh has paid off $130k in student loan debt in 4 years. By founding Home at 30, he wants to help end the student debt crisis by helping students and young professionals make decisions that will reward them for a lifetime.

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Wealth Creation was last modified: February 11th, 2018 by Josh Ramos