The past year of Home At 30 has seen huge growth and creation of so much valuable content. I’ve personally been on board since December. I’ve already seen our site take off from Josh’s creation of the brand about 15 months ago.
As the footprint continues to grow, we get more chances to collaborate with other thought leaders across the web. I’ve come across so many helpful sites which provide valuable and relevant content for professionals young and old alike.
Today I wanted to share a few of our favorite posts from the past month. All are highly relevant for our Home At 30 reader base. Read on for our August content roundup!
Valuable Financial Content for You
Money Talk with T is a site we discovered a few months back. I was drawn in right away by a fellow finance guru who knows what she is talking about! Tiff was a homeowner by 26, beating our site slogan by four years through saving effectively and investing wisely.
You’ll find a wealth of topics covered on MTWT in writing. She also has a few great videos on topics like student loans and investing. All very relevant stuff for our readers headed back to school or looking to start investing.
In the video embedded below, Tiff provides a great overview of investing strategies to get started with. I’ve written about the value of ETF’s before. Her walkthrough about risk assessment and looking into expense ratios takes things a step further.
While the Home at 30 Home Buying Guide for Millennials is a lengthy and comprehensive piece, I wasn’t able to cover everything in it. The complete knowledge and background that goes into buying a home takes plenty of time to digest and understand. Lucky for us, Personal FI Guy has it covered with a few important topics to keep in mind.
We covered mortgage options and the various components of a mortgage that make up the overall cost (principal, interest, PMI, HOA, etc.) For the sake of my sanity and keeping the article shorter, I didn’t dive into the specifics of each.
Getting an understanding of what goes into your monthly mortgage payment is critical, and Personal FI Guy does an outstanding job of breaking down Private Mortgage Insurance (PMI). What it is, how to pay it, and how to potentially avoid it altogether. His article goes above and beyond the basics of our home buying guide and is a must-read as you look into mortgage options for yourself.
Even though the primary target audience is a bit older than ours, Cash Crone provides a ton of useful info on managing credit cards and their related debt and expenses. It doesn’t matter if you are 18 or 80, this is an important topic as we look to keep unnecessary spending at bay.
Many of us, myself included, are guilty of not fully understanding the expenses involved in using a credit card. It’s easy to just swipe away and make your payments from time to time, without stopping to think about what we are ACTUALLY paying for (with interest or APR).
Understanding options with your credit cards and figuring out how to get the best deal for yourself is an important topic, and one I plan to personally write about this month.
We have written about rethinking retirement before, and it is a concept that continues to interest me as my own career and financial standing grows. Freedom 33 offers a live glimpse into the life of someone living the mini-retirement lifestyle that so many people wonder about.
Freedom 33 is run by an early retiree named Shawn. I’ve conversed with him over the past few months and have definitely been inspired by his world travels and ability to balance work and life with mini-retirements and side hobbies. One of the biggest question marks for people approaching a retirement or lengthy work break (regardless of age) is how to fill that 40-80 hours/week work gap. Shawn wrote a great article about his intention to run an off-road triathlon and the training/thought process behind it. Staying busy with something you are passionate about is the key to a successful transition from office life.
All opinions expressed on this blog are solely those of Home at 30 and are in no way affiliated with any other organization or institution. The purpose of this blog is to give general education and information about investing, wealth, careers, and college; It is not intended to be professional advice.
Author: Joe Savoia
Joe is a 2014 graduate of Northeastern University and currently works in a field sales role for technology company Acquia. He has worked internationally as one of Acquia’s earliest Australia-based employees and helped in the early stages to develop that region. Today Joe is based out of Boston and lives in Somerville, MA. Joe’s primary interests vary widely, including everything from robotics/AI to finance, blockchain, and the rapidly evolving world of tech we live in.