On July 13th, 2017, Home at 30 was launched for the first time. In case we aren’t Facebook friends, that’s also my birthday. I just wanted to make sure I didn’t have to blow out the candles all by myself ever again.
Home at 30 is here because I experienced a major problem firsthand and I knew other people were struggling with it too: the student debt crisis. Between the lack of career skills and personal finance knowledge, students and young professionals aren’t getting the information they need in order to set themselves up for a bright financial future.
I want to help fix that.
About six months in, Joe Savoia joined the team and has been a huge boost of value. He shares my concerns about education and wants to help make a difference, and I’m grateful for the awesome work he’s done. And I can’t fail to mention that Isadora Collective has done an incredible job with the graphics for our ads and IG and Pinterest accounts.
So what have we been up to? Let’s take a look.
Home at 30: Year 1
Between running Home at 30 and a full-time job, the hours have been long for us. This first year seems like 10 already. It’s also been an incredible learning experience for us as we try to learn about our target audience and provide them with the best products possible.
The first order of business? Free tools.
The Resume Building Guide
The student debt crisis is a big issue to tackle. The problem is, it seems most people are attacking it from one angle – budgeting during and after college. It’s important to have a well-rounded approach – you can’t simply save your way to wealth… Making more money is a big part of the equation.
This guide is focused on helping people build a resume with no work experience. High school seniors should have a resume just as much as a college graduate should, and this guide gives them the template and advice to get them there.
Budgeting for Beginners Tool
Once you’re making some money, you need to know where that money’s going. This tool lays the foundation for that, because you’ll always be broke if you spend more money than you earn. You may or may not be surprised at how much debt Americans are in.
Helping people with resumes and statements of purpose
Since I’m not licensed to really help people financially (I do know some great people, though!), my favorite experiences over the past year have come from helping individuals take steps forward professionally.
I’ve helped people from all over the world put together resumes and statements of purpose that they can be proud of. There’s been no greater joy than seeing people land jobs and earn acceptance letters from their top schools after working with them.
Comprehensive Home-Buying Guide for Millennials
I thought about buying a house once and then I realized how much debt I already had. However, if I did try to buy a house, I would’ve dedicated hours and hours of research just to make sure I knew what I was getting myself into.
So, Joe and I ended up doing the research up front so you don’t have to. That’s why our guide is perfect for first-time home buyers. It’s made by millennials, for millennials. Match made in heaven, right? No, not Joe and I… The millennials thing.
The Money Master Course Series
When I was in high school, I could’ve used a lot more personal finance education. If I had taken the Money Master Intro course, I might not have put myself in a lifetime’s worth of debt before I graduated college!
The Money Master is a series of self-paced courses that’s designed to teach you the fundamentals of building wealth, step by step. Since I’m not a financial expert, I partnered with Cofield Advisors to handle all of that stuff. I just make it look all fancy.
We’ve completed the intro course and are still developing the courses on investing, debt management, and creating a small business. I’m super excited to get those into the hands of people that need them.
What’s planned for year 2?
This year, I’m focused on growing the readership by producing consistent content across multiple platforms and delivering the full Money Master Course Series, which will be 4 when it’s all said and done. Once those courses are finished, it’s onto the next set of courses.
The Money Master is a great resource for people who have money or are about to make big financial decisions. The next set of courses will focus on helping people learn the behaviors and actions that will make them the money in the first place. Career skills, baby.
I was 100% clueless about how to get a job until after I graduated college. I never had any training in networking, interviewing, presenting, etc. I want every high school and college student to have these resources available to them, being taught by someone who was in their shoes not too long ago.
I’ve gotten tons of great feedback and comments from friends, family, and strangers, and I want to sincerely thank you all. It’s those words of encouragement that keep this train rolling and help me feel like we’re making the difference we’ve set out to.
It’s been a great first year, but our work has just begun. See you out there.
All opinions expressed on this blog are solely those of Home at 30 and are in no way affiliated with any other organization or institution. The purpose of this blog is to give general education and information about investing, wealth, careers, and college; It is not intended to be professional advice.
Author: Josh Ramos
Josh has paid off $130k in student loan debt in 4 years. By founding Home at 30, he wants to help end the student debt crisis by helping students and young professionals make decisions that will reward them for a lifetime.