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Student Loans 101: What You Need to Know

Contrary to popular belief, student loans aren’t always a bad thing. But I don’t have to tell you how big of a mess the student loan crisis is. So instead of talking about what caused it, let’s focus on your best course of action: figuring our how to understand student loans. When it comes to student loans, ignorance is stupidity. When I took mine out, I understood them well enough – the problem was that I might’ve borrowed too much. OK – I ...
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staying productive during the summer months

Staying Productive in the Summer

It’s mid-July and the summer lull is in full swing. Back in the days of high school and college, this meant summer vacation and relaxation. Baseball games a few times a week helped to pass the time. I worked a part-time job cleaning pots and pans at the local retirement community kitchen. Besides that, not much happened in the summer. Moving into the full-time workforce is a different ballgame, however (excuse my baseball pun). The summer months function just like ...
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A Look Back on Home at 30’s First Year

On July 13th, 2017, Home at 30 was launched for the first time. In case we aren’t Facebook friends, that’s also my birthday. I just wanted to make sure I didn’t have to blow out the candles all by myself ever again. Home at 30 is here because I experienced a major problem firsthand and I knew other people were struggling with it too: the student debt crisis. Between the lack of career skills and personal finance knowledge, students and ...
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personal finance abroad, russia world cup

Reflecting on Russia: Personal Finance Tips Abroad

I recently spent a week overseas in Germany, Russia, Poland, and Iceland. The ultimate goal of the trip was attending the World Cup. Seeing England versus Columbia live was nothing short of incredible! The game was definitely the highlight of my trip. I also learned a few important lessons about personal finance abroad along the way. Traveling is much easier as a young person. In my experience, most of the folks I run into abroad are a similar age (25-35) ...
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The Secret to Having a Rewarding Career

I spent nearly four years at my first job after college, but I decided to leave that company for another opportunity. During that transition, I’ve gained perspective on my career by learning what it’s like to: Leave a position you were successful in at a company you liked working for Get recruited to a new company based on your skills and experience Go from a large corporation to a small company Deal with the uncertainties that a job change brings ...
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How to Evaluate Your Goals in 2018

I’m not a “New Year’s resolution” kind of guy. Never have been, never will be. But I do have goals and expectations for each year. I’m a planner, a strategist. I can’t operate unless I map things out and I evaluate my progress constantly to see what I’m doing right… and wrong. Since we’re just over the halfway mark for 2018, I figured this was as good a time as ever for a little check in. So far in 2018, ...
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Home was last modified: July 3rd, 2018 by Josh Ramos